Let's get real – sticking to a budget is tough. But guess what? The reason your budget might be feeling like a stubborn puzzle piece could be that it needs a bit more flexibility. more like a Jenga kind of play.
Your budget isn't set in stone. It's not a rigid rulebook; it's more like a Jenga game. You need a solid foundation and from there you can start adjusting, putting in and taking out in an ever-long move flow.
So, let's break it down with some questions: 💰 Where did I go over budget? Yeah, we all do it. But pinpointing where you slipped up helps you understand your money game better. 💰 Did those extra expenses bring in more revenue or make life just sweeter? Not all spending is bad. Figure out if those extra costs actually did something good for your wallet or your happiness -or both. Remember, there is no right or wrong answer as long as there's a logic behind it. Use your friendly Return on Investment concept to argue the need for those extra expenses. 💰 Do I need to squeeze in this expense in my budget from now on? Maybe that unexpected cost is a recurring cost Time to decide if it gets a permanent spot in your budget lineup - subscriptions and new technology can become those newly added expenses that may become part of your budget. 💰 Can I cut back on some spending without sacrificing efficiency or joy? Trim the fat where you can. Your budget can be lean and mean without foregoing the services and products your business, clients and yourself need to align with your brand or services. 💰 If my cash flow changes, how should I tweak my budget? Life's full of surprises, especially when it comes to money. Make sure your budget can roll with the punches. Now, you're probably wondering, how the heck do you figure out these actual numbers? Well, it's time to give a shoutout to our unsung hero – bookkeeping. It might sound a bit boring, but it's the secret sauce that keeps your finances in check. It's like having a backstage pass to your money show, reducing stress, and helping you rock your financial journey.
Budgeting doesn't have to be a drag. Embrace the fact that life is ever changing like a good Jenga game, and your budget should be, too. By asking yourself the right questions and giving a little love to bookkeeping, you're not just managing your money – you're owning it!